When you talk to a car insurance agent about purchasing auto insurance, you might want to talk about deductibles. If you purchase collision or comprehensive coverage, you will get to choose a deductible, which is the amount of money you pay after you cause an accident and file a claim. To choose the right amount, you might want to know the following four things. 1. You Can Choose the Amount for Your Plan…
Read More »Choosing the right vehicle insurance plan is important. The insurance coverage you have as a motorist is going to be important if you get in an accident and need to file a claim. You need to carefully consider all the details of your coverage. The following are seven things you might want to reconsider about your current vehicle insurance plan. The amount of your deductible You shouldn’t underestimate the importance of your deductible amount.…
Read More »If you’re in the commercial transportation industry, the last thing you want to do is put your company at risk because of something that could have been avoided. Your business may not be entirely immune to accidents, theft, or other unforeseen circumstances. Luckily, with commercial transportation insurance, you can have peace of mind if something goes wrong. This article explores three reasons why this type of insurance is necessary. Reducing Financial Losses…
Read More »If you are a homeowner who plans to make some amendments to your home or change the dynamics of your home, you need to ensure that you take time to discuss your plans with a home insurance agent. You do not want to make the mistake that some homeowners make when they assume that making amendments to their homes will raise their property value. Some amendments can lower property values. There are also some changes that can cause insurance rates to go up.…
Read More »Do you know the difference between comprehensive and collision auto insurance coverage? Do you know what type of insurance you need to carry to make sure you’re covered in case of a hit and run? Do you know how much liability coverage you need to protect you from out-of-pocket expenses in the event of a major accident? If you answered no to even one of these questions, there is a good chance that your auto insurance policy may not be providing as much coverage as you think.…
Read More »There are several different things that you have to think about when you hire new drivers for your company. One thing that you have to worry about is commercial auto insurance-related matters. These are some commercial auto insurance tips that you should think about and remember when you hire new drivers for your company. Check Driving Records First One main thing that you should do before hiring anyone to drive the vehicles owned by your company is to conduct a thorough check of their driving record.…
Read More »Having life insurance is one of the most critical decisions you can make. Yet few people have life insurance coverage. Typically there are two myths about life insurance. One is that people tend to think that life insurance is a product for older people. Then there is the perception that you do not need life insurance unless you have a life-threatening medical condition. The fact is that life is full of uncertainties.…
Read More »Homeowners’ insurance deals with damages and losses in an individual’s residence. It provides coverage against accidents in your home. The policy covers exterior damage, interior damage, injury on the property, and damage or loss of personal assets. Here are some common types of homeowners’ insurance claims. 1. Water Damage Water damage can either be non-weather-related or weather-related. Non-weather-related damage is water damage resulting from burst or leaking pipes, overflowing toilets, bathtubs, or sinks, and burst appliances.…
Read More »Insurance agents have the opportunity to advance their careers through continuing education courses. They’re easy to access and can really benefit your position as an insurance agent if you approach New York insurance CE well. 1. Make Sure Continuing Education is Relevant You can pursue a lot of different educational opportunities as an insurance agent, but so that your time and money spent on these programs are fully realized, take your time seeing which options are the most relevant to your career.…
Read More »Nowadays, many people shop for insurance coverage online and never actually come in contact with an insurance agent. It’s true that buying and handling your insurance online can be a good thing in a number of ways, but this doesn’t mean that local insurance agencies aren’t a good thing. In fact, there are a few different things that you should be able to count on your local insurance company for, including the things listed below.…
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