Car insurance can be a really expensive bill if you don’t take steps to keep your premium under control. Your premium doesn’t have to be one of your most expensive reoccurring bill. Your auto insurance can be a lot more affordable when you use a few hacks to lower your rates. 1. Review Your Policy Before It Renews Before your auto insurance policy renews every six months, take some time to sit down and review it.…
Read More »Many people focus on rates when comparing auto insurance companies. However, the rate is not the only area where insurance companies differ. Below are some additional things that differentiate auto insurance companies. Accident Forgiveness The number of accidents in your driving history determines your auto insurance rates. Your rates go up if you are involved in an accident. Fortunately, many insurance companies have accident forgiveness programs that prevent rate hikes after an accident.…
Read More »So many things affect auto insurance; many drivers don’t even understand all of these factors. For example, did you know that your car’s age affects various aspects of your insurance? Here are some of the specific ways in which these effects occur. Type of Coverage The basic forms of insurance coverage include liability, collision, and comprehensive coverage. Liability coverage (which is mandatory) compensates victims of car accidents you might cause. Collision coverage compensates you for damages you might incur if your car collides with other cars or objects (such as trees).…
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