When you have a major life change, it affects every other area of your life. One thing that may be affected by major life changes and many individuals forget about is your auto insurance. Below are three major life changes that could positively affect your auto insurance. If you are going through a major life change, you should discuss your situation with your insurance agent to make sure you have the best policy for your new situation and you are getting the best insurance rates available to you.…
Insurance companies consider many factors when calculating home insurance quotes. One of these factors is your credit score, via your insurance score. By improving your credit score, you may be able to increase your insurance score and qualify for a lower home insurance quote. Here’s why.
Most Insurance Companies Use Insurance Scores
Between 85 and 90 percent of insurers consider insurance scores, which are derived from credit scores. In California, Maryland and Massachusetts, insurance companies aren’t allowed to consider credit scores, and by extension insurance scores, when calculating premiums.…
After an accident, the repair bills and medical costs add up quickly. You need the insurance company to come through with a payment, but you may not be in a hurry to add attorney’s fees to your already mounting pile of bills. And sometimes, it’s not necessary to hire an attorney. If your case is very straightforward and the question of fault is cut and dry, you may be able to simply write a demand letter to your insurance company yourself, asking for the payment that you’re entitled to.…
