Workers’ compensation replaces your employee’s wages and gives them medical benefits when they get injured in your workplace. As an employer, you have a duty of care to ensure your employees operate in a safe environment. The failure to meet these conditions means that your employees can sue you for personal injury. The compensation scheme ensures that an injured worker does not pursue an injury claim against you. You will get these other four benefits from having the insurance product.…
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When reaching out to an auto insurance provider for a quote, you will have to decide whether to accept or decline a variety of different types of coverage. While it is important to ensure you have adequate auto insurance coverage, it is equally as important to make sure you are not paying for coverage that you don’t need. That is why you must take the time to familiarize yourself with each type of optional coverage so that you can ultimately select the coverage options that are best suited to your needs.…
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Many people mistakenly believe that the only way to reap the money-saving benefits of group health insurance is to work for a large employer who is able to offer employer-sponsored health care benefits. However, the truth is that you may be able to qualify for a group health care plan even if you work for yourself and do not have any employees. This is because employer associations are just one of the many ways in which a group can be formed for the purposes of purchasing health insurance.…
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